Automotive Loans

Affordable prices are simply the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy incredibly competitive prices with great terms.

Complimentary Auto Buying Service

Our professionals will see the automobile you would like at a price that is great. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates only 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Enjoy a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 miles
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely obtain a dealer, personal celebration, and sometimes even purchase a lease out
  • Enjoy a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Car Loan Refinancing

Trade-in your loan for an improved one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
  • Loans as much as 125percent for the Kelley Blue Book value (in the event you owe significantly more than your car or truck will probably be worth )
  • Save well on your price by refinancing automobile financing off their finance institutions

Finance Calculator

Exactly just exactly just exactly exactly How much automobile can we manage?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m back at my 3rd Patelco car loan and I also would not start thinking about anyone that is trying. review of advancepaydayloan.net The client solutions is amazing!”

MORE OPPORTUNITIES TO GET MORE EVERYONE

“I happened to be assisted with a car loan and get distribution. It absolutely was the most readily useful experience – We never ever knew it existed.”

THERE THROUGH PROS AND CONS

“we desperately required a brand new vehicle, but had small cash to place straight straight straight straight down. Patelco never ever hesitated to aid me personally.”

Shop the real method you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists discover the vehicle you need and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all in one single spot.

You are invited to the vehicle purchase

keep tuned in for information regarding upcoming automobile purchase occasions.

Details not far off

Safeguard your new r >

Professional agents will discover you just the right insurance coverage and security solutions during the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web page shall make you keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party internet internet web web web sites can offer a various privacy and amount of protection. Please consult the web site’s online privacy policy for extra information. Patelco Credit Union will not legitimately express the operator with this web web web web site or even the Patelco user, if the two come right into a deal. Our company is additionally maybe perhaps maybe perhaps not lawfully accountable for access, viewpoints, services and products, or solutions provided or expressed on the webpage you may be going to see.

1. APR (Annual Percentage Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base prices and discounts that rely on facets particularly credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper just before loan consummation and might be since high as 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps perhaps maybe perhaps maybe not deposits of Patelco Credit Union and therefore are maybe maybe maybe not insured by the NCUA. They’re not assured by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as a disorder of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and could be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints might be filed aided by the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ centered on credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate only on Enterprise vehicle product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can’t be coupled with virtually any offer apart from those placed in this ad.